Breaking News: AZAG Punjab Balloting Result 2026 – ACAG Application Status Check Guide

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AZAG Punjab Balloting Result 2026

The Government of Pakistan, under the leadership of Chief Minister Maryam Nawaz Sharif, has announced the AZAG Punjab (Apni Zameen Apna Ghar) and ACAG (Apni Chhat Apna Ghar) balloting results for March 2026. These initiatives aim to provide free plots and interest-free construction loans to low-income families across Punjab. If you applied for a 3-marla plot or ACAG loan, this guide explains how to check your status, understand eligibility, and complete the next steps efficiently.

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Feature	Details
Program Name	AZAG & ACAG Punjab
Balloting Date	March 2026
Target Beneficiaries	Low-income households
Free Plots (AZAG)	3-marla plots in 19 districts
Loan Amount (ACAG)	Up to Rs. 1.5 million interest-free
Eligibility	PMT Score ≤ 60, Punjab Domicile
Official AZAG Link	https://azag.punjab.gov.pk
Official ACAG Link	https://acag.punjab.gov.pk

AZAG Punjab Balloting Result 2026

The Apni Zameen Apna Ghar (AZAG) program targets homeless citizens of Punjab. In Phase 1, the government allocated 1,892 free plots across 19 districts. Beneficiaries are selected based on verified NSER data and PMT scores.

1. Free Housing Initiative: Provides 3-marla plots for low-income families.

2. Transparency: Balloting conducted online with official government oversight.

3. Priority Districts: Focused on areas with maximum poverty levels.

4. Support Services: Allotment includes biometric verification and allotment letters.

How to Check AZAG Balloting Results Online

Visit the official portal: azag.punjab.gov.pk.
Enter your 13-digit CNIC number for verification.
Download the district-wise PDF list of successful applicants.
Look out for an SMS alert sent to your registered mobile number.

ACAG Application Status Check 2026

The Apni Chhat Apna Ghar (ACAG) program offers interest-free loans to individuals who already own a small plot but need financial support to build a house.

1. Construction Support: Loans up to Rs. 1.5 million for home construction.

2. Interest-Free Financing: Repayable in manageable installments.

3. Verification Required: Land ownership and NSER data are verified by PHATA.

4. Installment-Based Disbursement: Funds released in three phases: Foundation, Lintel, Completion.

Step-by-Step Status Tracking

Visit acag.punjab.gov.pk.
Log in using your CNIC and registration password.
Check your dashboard for current status:
- Pending: Documents under verification.
- Approved: Selected for balloting pool.
- Disbursed: First installment released.
- Rejected: Did not meet eligibility criteria.

Eligibility & Rejection Criteria Summary

Criteria	AZAG (Free Plot)	ACAG (Loan)
PMT Score	≤ 60	≤ 60
Land Ownership	Must be Landless	Own 5-marla (Urban) / 10-marla (Rural)
Monthly Income	< Rs.50,000	< Rs.60,000
Repayment	N/A	Rs.14,000/month
Residency	Punjab Domicile	Punjab Domicile

What to Do If You Are Selected?

For AZAG Winners:

Visit the Deputy Commissioner (DC) Office within 15 days.
Bring original CNIC and Family Registration Certificate (FRC).
Complete biometric verification to obtain your allotment letter.

For ACAG Approved Applicants:

Verify land titles through Punjab Land Record Authority (PLRA).
Open a bank account with designated partners such as HBL or Bank of Punjab.
The loan is disbursed in three stages: Foundation, Lintel, Completion.

Common Reasons for Application Rejection

1. Multiple Property Ownership: Other properties under applicant/spouse name.

2. High Utility Bills: Average monthly bills above poverty threshold.

3. Bank Default: History of unpaid loans.

4. Incorrect NSER Data: Mismatch between application and PSER/BISP database.

Helpline & Contact Information

AZAG Portal: https://azag.punjab.gov.pk
ACAG Portal: https://acag.punjab.gov.pk
Punjab Housing Authority Helpline: 0800-889-99
Local DC Office: Assistance for verification and allotment letters

Conclusion

The AZAG and ACAG 2026 results are a significant step in Punjab’s “Housing for All” vision. Even if you were not selected this phase, the government plans 100,000 houses over four years, with more opportunities in upcoming phases. Keep your NSER and BISP records updated, and monitor official portals regularly for announcements.